:root{--c-teal:#1a4a5a;--c-teal-dark:#123644;--c-brand-deep:#001a24;--c-teal-soft:#e8eff1;--c-gold:#d0a150;--c-gold-deep:#b8863b;--c-gold-soft:#faf3e4;--c-ink:#1c262b;--c-muted:#5a6b72;--c-line:#dbe3e6;--c-bg:#fbfcfc;--c-danger:#b00000;--radius:12px;--maxw:76rem;--maxw-text:46rem;font-size:17px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--c-ink);background:var(--c-bg);margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;line-height:1.65}img{max-width:100%;height:auto}a{color:var(--c-teal);text-underline-offset:3px;text-decoration-thickness:1px}a:hover{color:var(--c-teal-dark)}h1,h2,h3{color:var(--c-ink);line-height:1.25}h1{margin:.4em 0 .5em;font-size:2rem}h2{margin-top:1.8em;font-size:1.45rem}h3{font-size:1.15rem}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 1.1rem}.wrap-text{max-width:var(--maxw-text);margin:0 auto;padding:0 1.1rem}.site-header{background:var(--c-brand-deep);border-bottom:2px solid var(--c-gold)}.site-header .wrap{flex-wrap:wrap;align-items:center;gap:1.2rem;padding-top:.6rem;padding-bottom:0;display:flex}.logo{align-items:center;gap:.55rem;text-decoration:none;display:flex}.logo img{display:block}.logo-text{flex-direction:column;line-height:1.15;display:flex}.logo-line1{color:#fff;letter-spacing:.06em;font-size:.95rem;font-weight:700}.logo-line2{color:var(--c-gold);letter-spacing:.22em;font-size:.68rem;font-weight:600}.nav{border-top:1px solid #ffffff1f;flex-wrap:wrap;order:3;gap:1.3rem;width:100%;margin-top:.55rem;padding:.5rem 0;font-size:.92rem;display:flex}.nav a{color:#cfdde2;text-decoration:none}.nav a:hover{color:var(--c-gold)}.header-cta{white-space:nowrap;flex:none;margin-left:auto;padding:.5rem 1.2rem;font-size:.9rem}.btn{background:var(--c-teal);cursor:pointer;border:none;border-radius:10px;padding:.65rem 1.25rem;font-size:.97rem;font-weight:650;text-decoration:none;display:inline-block;color:#fff!important}.btn:hover{background:var(--c-teal-dark)}.btn-gold{background:var(--c-gold);color:#241a05!important}.btn-gold:hover{background:var(--c-gold-deep)}.btn-outline{border:2px solid var(--c-teal);background:0 0;color:var(--c-teal)!important}.hero{background:linear-gradient(160deg, var(--c-teal-soft), #fff 70%);padding:3.2rem 0 2.6rem}.hero h1{max-width:40rem;font-size:2.3rem}.hero p.lead{color:var(--c-muted);max-width:38rem;font-size:1.15rem}.hero-actions{flex-wrap:wrap;gap:.8rem;margin-top:1.4rem;display:flex}.grid{grid-template-columns:repeat(auto-fill,minmax(16rem,1fr));gap:1rem;margin:1.4rem 0;display:grid}.card{border:1px solid var(--c-line);border-radius:var(--radius);color:inherit;background:#fff;padding:1.1rem 1.2rem;text-decoration:none;display:block}.card:hover{border-color:var(--c-teal)}.card h3{color:var(--c-teal-dark);margin:.1em 0 .35em}.card p{color:var(--c-muted);margin:0;font-size:.93rem}.crumbs{color:var(--c-muted);margin:1rem 0 .2rem;font-size:.85rem}.crumbs a{color:var(--c-muted)}.crumbs span[aria-current]{color:var(--c-ink)}.hero-img{border-radius:var(--radius);margin:.6rem 0 1rem}article.post{border:1px solid var(--c-line);border-radius:var(--radius);background:#fff;margin:1rem 0 2rem;padding:1.6rem 1.8rem}.post-meta{color:var(--c-muted);border-bottom:1px solid var(--c-line);flex-wrap:wrap;gap:1rem;margin-bottom:.6rem;padding-bottom:.8rem;font-size:.85rem;display:flex}.post-meta b{color:var(--c-ink);font-weight:600}article.post table{border-collapse:collapse;width:100%;margin:1rem 0;font-size:.93rem}article.post th,article.post td{border:1px solid var(--c-line);text-align:left;padding:.5rem .7rem}article.post th{background:var(--c-teal-soft)}article.post blockquote{border-left:4px solid var(--c-gold);color:var(--c-muted);background:var(--c-gold-soft);border-radius:0 8px 8px 0;margin:1rem 0;padding:.4rem 1rem}.cta-block{background:var(--c-teal);color:#fff;border-radius:var(--radius);margin:1.8rem 0;padding:1.5rem 1.6rem}.cta-block h3{color:#fff;margin-top:0}.cta-block p{color:#d9ecea}.cta-block a{color:#ffe9a8}.lead-form{gap:.7rem;max-width:26rem;display:grid}.lead-form input,.lead-form select{border:1px solid var(--c-line);border-radius:8px;padding:.65rem .8rem;font-family:inherit;font-size:1rem}.form-note{color:var(--c-muted);font-size:.78rem}.cta-block .form-note{color:#cfe5e3}.faq details{border:1px solid var(--c-line);background:#fff;border-radius:10px;margin:.5rem 0}.faq summary{cursor:pointer;padding:.8rem 1rem;font-weight:650}.faq details>div{color:var(--c-muted);padding:0 1rem .9rem}.disclaimer{color:var(--c-muted);border-top:1px solid var(--c-line);margin-top:2rem;padding-top:.8rem;font-size:.82rem}.site-footer{background:var(--c-brand-deep);color:#b9c6c5;border-top:2px solid var(--c-gold);margin-top:3rem;padding:2rem 0;font-size:.88rem}.site-footer a{color:#d5dedd}.site-footer .cols{grid-template-columns:repeat(auto-fit,minmax(14rem,1fr));gap:1.4rem;display:grid}@media (width<=640px){.hero h1{font-size:1.7rem}article.post{padding:1.1rem 1rem}}.mid-cta{background:var(--c-teal);border-radius:var(--radius);border-left:5px solid var(--c-gold);color:#fff;margin:2rem 0;padding:1.4rem 1.6rem}.mid-cta__title{color:#fff;margin:0 0 .45rem;font-size:1.2rem;font-weight:700;line-height:1.3}.mid-cta__sub{color:#d9ecea;margin:0 0 1.1rem;font-size:.95rem}.mid-cta__btn{background:var(--c-gold);color:#1a1200;border-radius:8px;padding:.75rem 1.7rem;font-size:1rem;font-weight:700;text-decoration:none;transition:filter .15s,transform .15s;display:inline-block}.mid-cta__btn:hover{filter:brightness(1.06);transform:translateY(-1px)}@media (width<=640px){.mid-cta{padding:1.15rem 1.1rem}.mid-cta__btn{text-align:center;padding:.8rem 1rem;display:block}}@media (width<=900px){:root{font-size:16px}.hero{padding:2.2rem 0 1.8rem}.hero h1{font-size:1.9rem}article.post{padding:1.3rem 1.2rem}}@media (width<=640px){:root{font-size:16px}.site-header .wrap{gap:.6rem;padding-top:.55rem}.logo img{width:28px;height:37px}.logo-line1{letter-spacing:.04em;font-size:.82rem}.logo-line2{letter-spacing:.16em;font-size:.58rem}.header-cta{order:2;margin-left:auto;padding:.45rem .9rem;font-size:.82rem}.nav{-webkit-overflow-scrolling:touch;scrollbar-width:none;flex-wrap:nowrap;order:3;gap:1.1rem;width:100%;margin-top:.5rem;padding:.55rem 0;font-size:.9rem;overflow-x:auto}.nav::-webkit-scrollbar{display:none}.nav a{white-space:nowrap;padding:.15rem 0}h1{font-size:1.55rem}h2{margin-top:1.5em;font-size:1.25rem}h3{font-size:1.05rem}.hero h1{font-size:1.6rem}.hero p.lead{font-size:1rem}.wrap,.wrap-text{padding:0 .9rem}article.post table{white-space:nowrap;-webkit-overflow-scrolling:touch;font-size:.86rem;display:block;overflow-x:auto}article.post th,article.post td{padding:.45rem .6rem}.btn{text-align:center;justify-content:center;align-items:center;width:100%;min-height:48px;padding:.8rem 1rem;display:flex}.site-header .btn.header-cta{width:auto;min-height:44px;padding:.5rem .95rem;font-size:.84rem;display:inline-flex}.lead-form button{min-height:48px}.hero-actions{flex-direction:column;gap:.6rem}.hero-actions .btn{width:100%}.lead-form input,.lead-form select{padding:.75rem .8rem;font-size:1rem}.lead-form{max-width:none}.faq summary{padding:.85rem .9rem}.cta-block{padding:1.2rem 1.1rem}.card{padding:.95rem 1rem}.grid{grid-template-columns:1fr;gap:.8rem}.site-footer .cols{grid-template-columns:1fr;gap:1rem}.crumbs{font-size:.8rem}}@media (width<=380px){.logo-line2{display:none}.header-cta{padding:.4rem .7rem;font-size:.78rem}}.related{background:var(--c-teal-soft);border-left:3px solid var(--c-teal);border-radius:6px;margin:2.2rem 0 1.4rem;padding:1.1rem 1.2rem}.related h2{color:var(--c-teal-dark);margin:0 0 .7rem;font-size:1.05rem}.related ul{margin:0;padding-left:1.1rem}.related li{margin:.35rem 0;font-size:.96rem}.related a{color:var(--c-teal-dark);text-decoration:underline}.related a:hover{color:var(--c-gold-deep)}@media (width<=640px){.related{margin:1.6rem 0 1.1rem;padding:.9rem 1rem}.related li{margin:.5rem 0}}